Top Workers’ Compensation Myths

If you’ve been injured on the job, you may be eligible for workers’ compensation. Unfortunately, even those who are eligible might not seek it out because of the myths surrounding workers’ compensation. Here are some myths you should know about.

Pre-Existing Injuries Aren’t Eligible

Were you injured on the job or do you have a pre-existing condition? Most people believe that if you have a pre-existing condition, then you can’t receive the benefits. Now, there are industries where you are more likely to suffer first time injuries. For instance, laborers and truck drivers are most likely to suffer from workplace injuries. Now, when it comes to pre-existing injuries, if your work exacerbates your condition, then you may be covered for part of the injury. Workers compensation Portland workers rely on may cover pre-existing conditions that are worse due to the job.

Personal Doctors Aren’t Allowed

One of the biggest misconceptions is that you can’t go to your primary doctor for treatment for a work-related accident. Now, your employer might require that you see a doctor for an initial examination. After this examination, however, you can go to any doctor of your choice for your treatment. If you would rather go with your normal doctor, then you can choose him or her for your treatment. The only requirements are that you get the necessary treatment. You have to pick a doctor with reasonable medical treatment for your injury.

Denial Means You Can’t Receive Benefits

If your workers’ compensation claim ends up denied, you are not out of options. This isn’t the end of the road and there’s still a chance that you could still receive benefits. Typically, you will have about 90 days to appeal a decision. Make sure that you count the 90 days from the date of the denial.

A lot of employees have to deal with workers’ compensation at some point in their lives. Injuries are difficult to deal with, much less the loss wages that come with it. To know the myths surrounding workers’ compensation can make it a lot easier for you to seek it out.

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